Larkleaf Business Funding in Council Bluffs, Iowa takes requests from across Pottawattamie County. This page gives ZIP-level employer counts for nearby towns and explains where county assessor records fit in a funding file.
Carter Lake, IA and ZIP 51510: Food, Retail and Freight Employers Counted
Carter Lake, IA lies 4.1 miles west-northwest of the Larkleaf office (straight line). Its ZIP, 51510, had 55 employer establishments, 860 paid employees and a $45.7 million annual payroll in 2023 (ZBP); the city covers the whole of the ZIP's land. Accommodation and food services led with 11 establishments, followed by retail with 8, transportation and warehousing with 7, and administrative and support services with 6.
The 2020-2024 American Community Survey put Carter Lake's self-employment share at 10.1%, with a wide margin of error of plus or minus 5.5 points.
Crescent, IA, Underwood, IA and Treynor, IA: Small ZIPs Where Construction Leads
Three smaller towns sit north and east of Council Bluffs, each with a ZIP much larger than the town itself (ZBP 2023):
- Crescent, IA (7.5 miles north): ZIP 51526 had 34 employer establishments and 219 paid employees; construction led with 10. Only 2.2% of that ZIP's land lies inside the town.
- Underwood, IA (12.2 miles northeast): ZIP 51576 had 39 employer establishments and 423 paid employees; construction had 7, transportation and warehousing 6, and accommodation and food services 6.
- Treynor, IA (12.8 miles east): ZIP 51575 had 41 employer establishments and 281 paid employees; construction led with 10, and 68.3% of employers had fewer than five employees.
Construction leads in all three ZIPs, so construction business loans and equipment financing are the closest fits for businesses there.
Neola, IA, Oakland, IA, Minden, IA and McClelland, IA Elsewhere in the County
Farther from the office, Neola, IA (18.1 miles northeast) has ZIP 51559 with 39 employer establishments, construction first with 9. Oakland, IA (23.7 miles east) has ZIP 51560 with 51 establishments and 1,394 paid employees, retail first with 8 and construction next with 7 (ZBP 2023). McClelland, IA (10.2 miles east-northeast) has no ZIP of its own in the Census business files, and Minden, IA (21.7 miles northeast) has ZIP 51553 with 19 employer establishments (ZBP 2023).
Requests from these towns follow the same steps as any other; distances are straight-line miles from the office.
Pottawattamie County, IA Assessor Property Search: Where It Fits in a Funding File
The Pottawattamie County Assessor's Office classifies and values property in the county; it does not set tax rates or collect taxes, which other offices handle. Its parcel search shows the owner of record, the classification and the assessed value, which a lender may compare with an appraisal when real estate secures a loan.
For a business buying its building, or pledging one it owns, print the parcel record and the latest tax statement from the Pottawattamie County Treasurer, and keep them with the purchase agreement or the deed.
Pottawattamie County, IA Assessor Map Before Hotel and Motel Owners Apply
A hotel or motel owner applying for a renovation loan can pull the property's assessor record and the county GIS map before the first call. The record confirms the parcel, its classification and its value; the map shows the lot lines and neighboring parcels. A lender that takes the property as extra collateral will ask for both, and for the mortgage holder's consent.
Hotel loans covers room FF&E, HVAC units and lobby refreshes.
Pottawattamie County, IA Assessor Records Contractors Keep Ready
Contractors buying a yard or a shop building, or pledging one, keep three county records ready: the assessor parcel record, the treasurer's tax statement showing taxes are current, and the recorded deed. The Assessor's Office is on the second floor of the Pottawattamie County Courthouse, 227 S 6th St, Council Bluffs; confirm hours with the office before visiting.
The zoning and building guide covers permits for a new yard or shop, and the Council Bluffs, IA page has the county business counts.
By Larkleaf Business Funding · Updated
